Employee Benefits effective 07-01-2021
OPEN ENROLLMENT April 26 - MAY 14, 2021
What must I do
Dependent Eligibility and Necessary Documentation
Rates and Payroll Deductions
Scantic Valley Regional Health Trust
Health New England Exclusive
Tufts Advantage EPO
BCBS Network Blue New England
BCBS Blue Care Elect PPO
The Town provides all employees the opportunity to take advantage of payroll deductions to save pre-tax dollars for retirement income. The maximum amount that can be contributed annually is $19,500 (plus an additional $6,500 if age 50+).
All employees of the town, including school employees, are eligible to contribute pre-tax dollars into a supplement retirement account with MassMutual Retirement Services. The account is funded through payroll deductions which can be started, changed or stopped at any time throughout the year. Unlike 403(b)s or 401(k)s there is no age restriction on withdrawing the funds. Funds accumulate in a tax deferred account until withdrawal at retirement. The employee can decide how to invest the money. Contact Dominic Maloni at firstname.lastname@example.org or (413) 539-2327.
All teachers and other school employees have an additional option of participating in the 403(b) Plan too. The funds grow tax deferred until withdrawal in retirement. The employee can decide which companies to use and how to invest their money. Contact Dominic Maloni at (413) 539-2327 or email@example.com or MidAmerica at (866) 873-4240.
- Additional Voluntary Benefits
- Accident, Critical Illness & Disability
- Massachusetts Teachers Association
- Vision Plan
- Whole Life Insurance
These programs are additional voluntary benefits to which our employees have access and the premiums can be paid via payroll deductions. However, the Town makes no contribution to these policies and does not endorse any one of these programs. Employees are encouraged to compare insurance plans offered by other companies to ensure they get the best coverage for their individual needs at the most competitive price. For more information please contact the vendors directly as these programs are administered by them.
Metlife Vision plan - James McLaughlin at (413) 322-1182, (413) 207-1362 or firstname.lastname@example.org