Employee Benefits effective 07-01-2023

OPEN ENROLLMENT April 3 - MAY 1, 2023

  1. FY2024 Benefits Packet Effective 07/01/2023
  2. FY2024 Open Enrollment - What must I do
  3. Marital Status affidavit for Employee covering spouse or ex-spouse

New Hire/Life Event

  1. Employee Self Service Two-Factor Authentication How-To Document
  2. New Hires- Newly Eligible - What must I do
  3. Experiencing a Qualifying Event - What must I do
  4. Request to Decline or Terminate Health Insurance Coverage

Dependent Eligibility and Necessary Documentation

  1. Eligibility for Group Health and Rules for covering Dependents
  2. Necessary Documentation for Enrolling Spouses and Dependents
  3. Employee Marital Status Affidavit for covering spouse or ex-spouse
  4. Retiree Marital Status Affidavit

Rates and Payroll Deductions

  1. Rates Fiscal Year 2024

Scantic Valley Regional Health Trust

  1. SVRHT Health Plan Comparison Deductible Plans effective 07/01/2023

Health New England Exclusive

  1. FY2024 Health New England Exclusive with deductible Plan Highlights
  2. FY2024 Health New England Exclusive with deductible Summary of Benefits and Coverage
  3. HNE Employee Enroll Change Form
  4. HNE Retiree Enroll-Change Form
  5. HNE COBRA Enroll-Change Form

Tufts Advantage EPO

  1. FY2023 Tufts Advantage EPO Summary of Benefits and Coverage
  2. Tufts Advantage EPO Employee Enroll-Change Form
  3. Tufts Advantage EPO COBRA Enroll-Change Form
  4. Tufts Advantage EPO Retiree Enroll-Change Form

BCBS Network Blue New England

  1. NEW PHARMACY BENEFIT MANAGER BCBS On January 1 2023
  2. FY2024 Network Blue New England with deductible Summary of Benefits and Coverage
  3. FY2024 Network Blue New England with deductible Plan Highlights
  4. Network Blue New England Employee Enroll-Change Form
  5. Network Blue New England Retiree Enroll-Change Form
  6. Network Blue New England COBRA Enroll-Change Form.pdf

BCBS Blue Care Elect PPO

  1. FY2024 BCBS Blue Care Elect PPO with deductible Plan Highlights
  2. FY2024 BCBS Blue Care Elect PPO with deductible Summary of Benefits and Coverage
  3. Blue Care Elect PPO Employee Enroll-Change Form.pdf
  4. Blue Care Elect PPO Retiree Enroll-Change Form.pdf

Dental

  1. Altus Web Registration
  2. Altus Active Employee-COBRA Plan Highlights
  3. Altus Employee Enroll-Change Form
  4. Altus COBRA Enroll-Change Form
  5. Altus Retiree Plan Highlights
  6. Altus Retiree Enroll-Change Form
  7. Altus_MaxCarryOver-Flyer 2020-12

Life

  1. Boston Mutual Voluntary rates
  2. Boston Mutual Enrollment Form
  3. Beneficiary Change Form
  1. Saving For Retirement
  2. 457 Deferred Compensation
  3. 403(b) - School Employees Only

The Town provides all employees the opportunity to take advantage of payroll deductions to save pre-tax dollars for retirement income.  The maximum amount that can be contributed annually is $19,500 (plus an additional $6,500 if age 50+).  

  1. Additional Voluntary Benefits
  2. Accident, Critical Illness & Disability
  3. Massachusetts Teachers Association
  4. Vision Plan
  5. Whole Life Insurance

These programs are additional voluntary benefits to which our employees have access and the premiums can be paid via payroll deductions.  However, the Town makes no contribution to these policies and does not endorse any one of these programs.  Employees are encouraged to compare insurance plans offered by other companies to ensure they get the best coverage for their individual needs at the most competitive price.   For more information please contact the vendors directly as these programs are administered by them.