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- Employee Benefits effective 07-01-2023
Employee Benefits effective 07-01-2023
OPEN ENROLLMENT April 3 - MAY 1, 2023
New Hire/Life Event
Dependent Eligibility and Necessary Documentation
Rates and Payroll Deductions
Scantic Valley Regional Health Trust
Health New England Exclusive
Tufts Advantage EPO
BCBS Network Blue New England
- NEW PHARMACY BENEFIT MANAGER BCBS On January 1 2023
- FY2024 Network Blue New England with deductible Summary of Benefits and Coverage
- FY2024 Network Blue New England with deductible Plan Highlights
- Network Blue New England Employee Enroll-Change Form
- Network Blue New England Retiree Enroll-Change Form
- Network Blue New England COBRA Enroll-Change Form.pdf
BCBS Blue Care Elect PPO
Dental
- ESS (Employee Self Service)
- Employee Plan Information
- Scantic Valley Regional Health Trust
- Blue Cross Blue Shield
- Health New England
- Tufts Health Plan
- Retiree Plan Information
- Medicare Plan Information
- Medicare Information from US Government
- Medicare Information from Patient Resource Center
- Retirement Guide from RetireGuide
- Senior Discounts from RetireGuide
The Town provides all employees the opportunity to take advantage of payroll deductions to save pre-tax dollars for retirement income. The maximum amount that can be contributed annually is $19,500 (plus an additional $6,500 if age 50+).
All employees of the town, including school employees, are eligible to contribute pre-tax dollars into a supplement retirement account with MassMutual Retirement Services. The account is funded through payroll deductions which can be started, changed or stopped at any time throughout the year. Unlike 403(b)s or 401(k)s there is no age restriction on withdrawing the funds. Funds accumulate in a tax deferred account until withdrawal at retirement. The employee can decide how to invest the money. Contact Dominic Maloni at dmaloni@charteroakfinancial.com or (413) 539-2327.
All teachers and other school employees have an additional option of participating in the 403(b) Plan too. The funds grow tax deferred until withdrawal in retirement. The employee can decide which companies to use and how to invest their money. Contact Dominic Maloni at (413) 539-2327 or dmaloni@charteroakfinancial.com or MidAmerica at (866) 873-4240.
- Additional Voluntary Benefits
- Accident, Critical Illness & Disability
- Massachusetts Teachers Association
- Vision Plan
- Whole Life Insurance
These programs are additional voluntary benefits to which our employees have access and the premiums can be paid via payroll deductions. However, the Town makes no contribution to these policies and does not endorse any one of these programs. Employees are encouraged to compare insurance plans offered by other companies to ensure they get the best coverage for their individual needs at the most competitive price. For more information please contact the vendors directly as these programs are administered by them.
Aflac – Bill Farrell at (860) 559-6444 or william_farrell@us.aflac.com
Colonial Insurance – Scott Curtis at (978) 456-7717x86 or scott.curtis@coloniallifesales.com
Colonial Website for East Longmeadow's Benefits
Trustmark Insurance – Employee Family Protection - (no new enrollments) - (800) 229-5129
MTA - Benefits for school employees only - https://www.mtabenefits.com/benefits - (877) 401-4083 or mta@vistafg.com
Metlife Vision plan - James McLaughlin at (413) 322-1182, (413) 207-1362 or jmclaughlin@baystatefinancial.com
Boston Mutual Life Insurance - Jesse White - (781) 910-1438 or jwhitemembershipbenefits@gmail.com
Colonial Insurance – Scott Curtis at (978) 456-7717x86 or scott.curtis@coloniallifesales.com