Once you enroll in Medicare Parts A&B you become eligible for different types of Medicare plans. The Town offers three Advantage/Replacement Plans, two Medicare Wrap Plans, and two Medicare Supplement Plans. The benefits and coverage of these plans vary greatly so be sure to look them over closely and choose which plan best suits your needs. The premiums are per person and it is not necessary for spouses to enroll in the same plan. All plans do cover the subscriber at the nearest hospital in emergency situations.

Information about Medicare Costs
 
Rates and Useful Information - Medicare Plans effective 01-01-2023 
  
Medicare Wrap-Supplement Plan Comparisons Effective 01-01-2023
  
Medicare Replacement-Advantage Plan Comparisons Effective 01-01-2023
  

Blue Cross Blue Shield Video Summary of Plans Offered


Medicare Supplement Plans

Medicare Supplement Plans provide the most versatility allowing the subscriber to receive services anywhere Medicare is accepted. A primary care physician is not necessary and the subscriber can live anywhere in the United States or Puerto Rico. The insurance card and the Medicare card should be presented when services are received. Medicare pays first and the insurance "supplements" the Medicare coverage. 

BCBS Medex 2 with OBRA with Medicare BlueRx 

BCBS Medex 2 with OBRA 2023 Plan Highlights
BCBS Medex Enrollment Form
 
BCBS Medicare Blue Rx 2023 Summary of Prescription Benefits
 BCBS Medicare Blue Rx Prescription Drug Plan - 2023  Formulary
 BCBS Medicare Blue Rx Prescription 2023 Enrollment Form

BCBS Medicare Blue Rx Prescription DisEnrollment Form
   

Tufts Medicare Supplement with Prescription Drug Plan

Tufts Medicare Preferred Supplement Plan Highlights 2022
Tufts Medicare Preferred Supplement 2022 Enrollment Form
 
Tufts Medicare Preferred Supplement Prescription Drug Plan Highlights 2022
Tufts Medicare Preferred Supplement Prescription Drug Plan Formulary 2022
 
Tufts Medicare Preferred Supplement 2022 DisEnrollment Form

 

Medicare Wrap Plans

With Medicare Wrap Plans the subscriber must present the Medicare card and the insurance card when services are received. Wraps provide a network of providers where a subscriber may receive services. The insurance plan "wraps" around the Medicare and the subscriber usually pays a co-pay for covered services received from in-network providers. The subscriber is responsible for any portion Medicare does not cover for services received out of the plan network. The subscriber must have a primary care physician and a primary residence within the network area.

 BCBS Managed Blue for Seniors with Medicare Blue Rx
BCBS Managed Blue For Seniors 2022 Plan Highlights
BCBS Managed Blue For Seniors 2022 Enrollment Form
 BCBS Medicare Blue Rx 2022 Summary of Prescription Benefits BCBS Medicare Blue Rx Prescription Drug Plan - 2022 Formulary BCBS Medicare Blue Rx Prescription 2022 Enrollment Form BCBS Medicare Blue Rx Prescription DisEnrollment Form 
 
Health New England MedPlus with Humana Rx
HNE Med-Plus 2022 Plan Highlights HNE Med-Plus 2022 Enrollment Kit HNE Med-Plus 2022 Enrollment Form  Humana Rx 2022 Frequently Asked Questions Humana Rx 2022 Comprehensive Formular  Humana Rx 2022 Abbreviated Formulary of Common Medications Humana Rx 2022 Welcome Kit Transfers from HNE Humana Rx 2022 Welcome Kit New Enrollee Humana Rx 2022 Enrollment Form  Humana Rx 2022 DisEnrollment Form    

Medicare Replacement Plans

 These plans provide a limited network of providers where the subscriber can receive services. The premiums for these plans tend to be lower and the subscriber is responsible for co-pays that get paid as services are received. These plans tend to offer wellness benefits for eyeglasses, hearing aids, and limited dental coverage. This coverage "replaces" Medicare Parts A&B and if enrolled in one of these plans, the Medicare card should be put away and only the insurance card should be presented when services are received. The subscriber must have a primary care physician and a primary residence within the network area. The rates and benefits of these plans renew annually on the January 1.

  
BCBS Medicare HMO Blue Advantage BCBS Medicare HMO Blue Advantage 2023 Plan Highlights
BCBS Medicare HMO Blue Advantage 2022 Enrollment Form
  
HNE Secure Freedom POS Medicare Advantage
HNE Secure Freedom POS Medicare Advantage 2022 Plan Information
HNE Secure Freedom POS Medicare Advantage 2022 Plan Highlights
HNE Medicare Secure Freedom POS 2022 Enrollment Form

Tufts Medicare Preferred HMO Advantage Tufts Medicare Preferred HMO Advantage 2022 Plan Highlights Tufts Medicare Preferred HMO Advantage 2022 Enrollment Form