Medicare Plans

Once you enroll in Medicare Parts A&B you become eligible for different types of Medicare plans. The Town offers three Advantage/Replacement Plans, two Medicare Wrap Plans, and two Medicare Supplement Plans. The benefits and coverage of these plans vary greatly so be sure to look them over closely and choose which plan best suits your needs. The premiums are per person and it is not necessary for spouses to enroll in the same plan. All plans do cover the subscriber at the nearest hospital in emergency situations.


Information about Medicare Costs
 
Rates and Useful Information - Medicare Plans effective 01-01-2026 
  
Medicare Wrap-Supplement Plan Comparisons Effective 01-01-2026
  
Medicare Replacement-Advantage Plan Comparisons Effective 01-01-2026
  
Boston Mutual Change of Beneficiary Form


Medicare Supplement Plans

Medicare Supplement Plans provide the most versatility allowing the subscriber to receive services anywhere Medicare is accepted. A primary care physician is not necessary and the subscriber can live anywhere in the United States or Puerto Rico. The insurance card and the Medicare card should be presented when services are received. Medicare pays first and the insurance "supplements" the Medicare coverage. 

BCBS Medex 2 with OBRA with Medicare BlueRx 
Harvard Pilgrim Health Care Medicare Supplement with Aetna SilverScripts Rx

HPHC Medicare Enhanced Supplement Plan Highlights 2026
HPHC Medicare Enhanced Supplement Enrollment Form 2026

HPHC ME Aetna Silverscripts Summary of Benefits 2026
HPHC ME Vision Benefit 2026

Medicare Wrap Plans

With Medicare Wrap Plans the subscriber must present the Medicare card and the insurance card when services are received. Wraps provide a network of providers where a subscriber may receive services. The insurance plan "wraps" around the Medicare and the subscriber usually pays a co-pay for covered services received from in-network providers. The subscriber is responsible for any portion Medicare does not cover for services received out of the plan network. The subscriber must have a primary care physician and a primary residence within the network area.

 BCBS Managed Blue for Seniors with Medicare Blue Rx

BCBS Managed Blue For Seniors Plan Highlights w Enrollment 2026

BCBS Managed Blue For Seniors Enrollment Form

BCBS Medicare Blue Rx Summary of Prescription Benefits 2026 

BCBS Medicare Blue Rx Prescription Drug Plan - Formulary 2026 

BCBS Medicare Blue Rx Prescription Enrollment Form 2026 

BCBS Medicare Blue Rx Prescription Dis-Enrollment Form 


Health New England MedPlus with Express Scripts Rx

HNE MedPlus Benefit Chart 2026 

HNE MedPlus Enrollment Form

Express Scripts Rx Formulary 2026 

Express ScriptsRx Enrollment Form 2026

 

Medicare Replacement Plans

 These plans provide a limited network of providers where the subscriber can receive services. The premiums for these plans tend to be lower and the subscriber is responsible for co-paysthat get paid as services are received. These plans tend to offer wellness benefits for eyeglasses, hearing aids, and limited dental coverage. This coverage "replaces" Medicare Parts A&B and if enrolled in one of these plans,the Medicare card should be put away and only the insurance card should be presented when services are received. The subscriber must have a primary care physician and a primaryresidence within the network area. The rates and benefits of these plans renew annually on the January 1.

 BCBS Medicare HMO Blue Advantage 

BCBS Medicare HMO Blue Advantage Plan Highlights 2026

BCBS Medicare HMO Blue Advantage Enrollment Form

HNE Secure Freedom HMO-POS Medicare Advantage

HNE Medicare Secure Freedom HMO-POS Advantage Plan Overview Chart 2026

HNE Medicare Secure Freedom HMO-POS Enrollment Form

Tufts Medicare Preferred HMO Advantage 

Tufts Medicare Preferred HMO Advantage Summary of Benefits 2026 

Tufts Medicare Preferred HMO Advantage Formulary 2024

Tufts Medicare Preferred HMO Advantage Enrollment Form 2026

Tufts 2026 Top-100-Drug-List